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Our Services
Asset Management
Joshua Income Management has an extensive assortment of portfolio choices and flexibility and we tailor our investment strategies to meet your unique financial goals and risk tolerance. Our team is dedicated to guiding you through a three-step process that begins with a detailed financial physical, followed by a private learning session with personalized recommendations, and concludes with a no-pressure meeting to answer your questions and initiate the next steps if you choose to proceed.
What sets us apart is our commitment to tax-efficient planning, ensuring that your assets accumulate and provide safe income for retirement while minimizing tax liabilities. We specialize in crafting balanced portfolios that can be adjusted as needed to maintain tax efficiency, allowing you to enjoy the retirement lifestyle you deserve.
At Joshua Income Management, we're more than just financial advisors; we're your partners on the path to financial security and peace of mind. Let us be your guide to a worry-free retirement.
Insuring Your Retirement
Have you ever been informed that your retirement income can be insured against loss? This is an essential consideration for anyone approaching retirement age, as it can help safeguard your financial stability in the face of unexpected changes or circumstances.
Furthermore, it's crucial to be aware that your retirement account can be insured against loss, as well as your account gains. If you are married and currently collecting Social Security Income or pension income, losing those streams of income can be incredibly difficult to recover from. By insuring your retirement account, you may be able to replace these types of income if your spouse were to pass away unexpectedly.
Another important point to consider is that you may be able to match, in part or whole, your various streams of income. Whether it be Social Security Income, Pension Income, or any other form of income, it's critical to ensure that you have adequate financial security in retirement.
If you're interested in learning more about how to accomplish this, we can help. With over 25 years of experience handling rollovers from various sources, including local and national banks and credit unions, brokerages such as Edward Jones and Merrill Lynch, online brokers like Fidelity, and many others, our team knows the ins and outs of the IRS, custodian, and administrator requirements to ensure that your money is working for you.
Ultimately, whether you have a 401k/IRA rollover with a former employer's retirement plan, a current 401(K), or sitting in an IRA, it's crucial to have adequate security and earning potential to meet your retirement needs. We can help you navigate this process and ensure that your retirement income is secure.
LIFE INSURANCE
Is your family covered if any of the income earners in the household should become chronically, critically, or terminally ill?
Have you considered how to have a mini, or early retirement without excise taxes from the IRS?
How much Life Insurance should you have?
TAXES
We are here to guide you in all areas of your income. We want you to have the tools and know how to have the most desired tax-advantaged retirement that you can.
We will work hand in hand with your tax advisors to help you be tax efficient with your retirement income.
Start tax planning today!
HEALTH INSURANCE AND GROUP BENEFITS
Health care, Medicare, Group Benefits, including medical, dental, and vision. We are committed to helping our clients navigate the often confusing world of insurance.
Group Benefits can be a valuable investment for small business owners who want to attract and retain top talent, support employee health and well-being, and improve their bottom line.