Personalized services for good people like you.
Our approach includes:
Step 1
Protection-First Method
We prioritize protecting your assets when it comes to financial planning.
Step 2
Robust Insurance Strategies
We aim to create strategies designed to withstand unforeseen challenges.
Step 3
Maximum Efficiency
We focus on coordinating and integrating every dollar so it works as effectively as possible.
Step 4
Wealth Without Lifestyle Changes
Our goal is to help you build wealth without requiring significant changes to your lifestyle.
Assets Under Management
Building and preserving your wealth requires more than just investing—it takes strategy, expertise, and a deep understanding of your goals. At Joshua Income Management, we provide personalized asset management strategies designed to optimize your investments, minimize risks, and align your portfolio with your financial future. Our team works with you to build a stable, growth-focused plan tailored to your unique needs.
Retirement Income Strategies
Many individuals worry about outliving their savings. We begin by understanding your financial situation, preferences, and risk tolerance. Then, we explore methods to help align your assets and income streams to support your lifestyle. We continuously monitor and adjust your plan to respond to market changes and your evolving needs.
Insurance Strategies
Future uncertainties like health changes and income loss can be challenging. At Joshua Income Management, we help assess your needs and consider insurance options that provide financial support if specific events occur. This includes not only individual policies but also comprehensive group benefits that can support your employees and their families, fostering a healthier and more productive workforce. Additionally, through our Medicare benefits services, managed by Susie, we help ensure retirees and pre-retirees navigate their healthcare options with confidence.
By selecting appropriate policies and integrating them into your financial plan, we address various risks -- whether for individuals, families, or businesses. Our team also reviews and updates your coverage as your circumstances, employee needs, or the insurance market evolves helping ensure your financial stability and retirement confidence remain intact.
Tax Minimization Strategies
Reducing the tax impact on your wealth is a common goal. We assist in exploring tax-efficient investments, asset location strategies, and distribution methods to manage your tax exposure. By partnering with tax professionals, we integrate these approaches into your overall financial plan. We regularly review and adjust your strategy to align with changing tax laws and your financial objectives.
Legacy Planning
Transferring assets according to your values can be complex. We work with you to create a tailored approach, considering tax implications and beneficiary designations. Collaborating with estate planning professionals, we help simplify the process and structure your plan to reduce burdens for your loved ones. Our aim is to develop a well-organized legacy strategy that reflects your intentions.
Life Insurance
Life insurance plays multiple roles in retirement planning, such as funding beneficiaries or covering expenses after a loss. We review your financial situation and evaluate different types of policies and coverage amounts. Our goal is to help you choose options that fit your strategy and meet your family’s future needs. We periodically reassess your coverage to help ensure it remains aligned with your financial plan.
Ready for the first step?
If you’re ready to make great decisions for your retirement, we’re here to help you every step of the way.
Contact Us
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Email: Expert@JoshuaIncome.com
Phone: 888-312-0749
Address:
California: 1340 Munras Avenue #210 Monterey, CA 93940
Colorado: 5588 E Mansfield Avenue DENVER Colorado 80237 United States
Investment advisory services are provided in accordance with a fiduciary duty of care and loyalty that includes putting your interests first and disclosing conflicts. Insurance services have a best interest standard which requires recommendations to be in your best interest. Advisors may receive commission for the sale of insurance and annuity products. Additional details including potential conflicts of interest are available in our firm's ADV Part 2A and Form CRS (for advisory services) and the Insurance Agent Disclosure for Annuities form (for annuity recommendations).
Provided content is for overview and informational purposes only and is not intended and should not be relied upon as individualized tax, legal, fiduciary, or investment advice. By contacting us, downloading booklets, or attending events, you may be offered a meeting to discuss how our insurance and other services can meet your retirement needs. CA License Number # 6007637
Licensed Insurance Professional. We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice.
Investing involves risk, including the loss of principal. No Investment strategy can guarantee a profit or protect against loss in a period of declining values. Any references to protection benefits or lifetime income generally refer to fixed insurance products, never securities or investment products. Insurance and annuity products are backed by the financial strength and claims-paying ability of the issuing insurance company.
Investment advisory services offered by duly registered individuals through CreativeOne Wealth, LLC, a registered investment advisor. Joshua Income Management and CreativeOne Wealth are unaffiliated companies.